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Market News : Daily Commentary(31 July 2010)

The euro has continued to push higher against the US dollar as optimism continues to spread throughout Europe following the release of numerous corporate earnings yesterday, all surpassing market expectation. Additionally, the narrowing of Euro zone sovereign debt spreads over recent days has boosted the single currency. This positive sentiment was further helped by continued improvement in Germany's unemployment data. For 13 months, the German unemployment rate has dropped consistently which has taken the level of unemployment back to 7.6%, its lowest level since Nov 2008. Yesterday we also saw German CPI which showed inflation coming out slightly higher than expected with inflation rising to 1.2% Y/Y in July from 0.9% in June.

Of late, UK economic data has been extremely positive. However, since yesterday this trend has been broken. Overnight GfK Consumer Confidence fell by more than expected to -22 (consensus -20, previous -19). This follows yesterday’s news that house prices fell by more than expected in July, coming in at -0.5% m/m (consensus -0.3%, previous 0%). It appears that concerns about the medium-term impact of fiscal austerity measures on personal finances is outweighing any potential optimism about the recent recovery’s momentum, thus keeping demand low. In other data, both mortgage approvals and mortgage lending in June fell more than expected and M4 money supply was unchanged for June. Despite this negative development, sterling continued its recent surge against the US Dollar and managed to close at levels not seen since February of this year. Significantly, sterling is well supported ahead of a key technical level, the 200 day moving average of 1.5543.

On Thursday morning the Reserve Bank of New Zealand raised its policy rate 25 bps to 3.00% as widely expected. The central bank however was far more dovish in the accompanying statement than predicted stating future growth prospects had deteriorated considerably. “The pace and extent of further OCR increases is likely to be more moderate than was projected in the June statement". Traders rapidly paired down their interest rate expectations which in turn has weighed on the NZD.

 


Corporate and Institutional Treasury

 

Tel: 353 1 616 2618
Fax: 353 1 616 2467
Email: CorporateTreasury@angloirishbank.ie

Indicative Foreign Exchange Rates

Currency EU Flag
EURO
Great Britain Flag
UK Sterling
USA Flag
US Dollar
EUR 1.0000 1.1957 Not quoted
GBP 0.8363 1.0000 Not quoted
USD 1.3077 1.5637 1.0000
AUD 1.4521 1.7363 0.9005
BRL 2.2990 2.7489 1.7626
CAD 1.3518 1.6164 1.0337
CHF 1.3592 1.6252 1.0393
CZK 24.7629 29.6094 18.9355
DKK 7.4507 8.9090 5.6974
HKD 10.1569 12.1448 7.7680
HUF 284.4094 340.0734 217.4800
JPY 113.1007 135.2365 86.4850
NOK 7.9445 9.4994 6.0750
NZD 1.8087 2.1627 0.7230
PLN 4.0025 4.7859 3.0606
SEK 9.4421 11.2901 7.2201
SGD 1.7801 2.1285 1.3612
SKK 28.2120 33.7337 21.5730
TRY 1.9747 2.3611 1.5100
ZAR 9.5861 11.4623 7.3303

Corporate and Institutional Treasury

Michael O’Riordan, Mick Price, Ruadhan Morris, Brian Coffey, Liam Murphy and Colin Brennan.

Tel: 353 1 616 2618
Fax: 353 1 616 2467
Email: CorporateTreasury@angloirishbank.ie

Indicative Deposit Rates

(please call for prevailing market rate)

Term EU Flag
EURO
Great Britain Flag
UK Sterling
USA Flag
US Dollar
Overnight 0.4000 0.5500 0.3000
1 week 0.5800 0.5500 0.4000
1 month 0.6350 0.5800 0.5000
2 months 0.7200 0.6400 0.6000
3 months 0.8900 0.7500 0.7500
4 months 0.9600 0.8400 0.8500
5 months 1.0400 0.9400 0.9000
6 months 1.1400 1.0400 1.0000
9 months 1.2800 1.2800 1.1000
12 months 1.4100 1.4900 1.2500

Product Option

  • A fixed interest rate is agreed for 1 to 12 month fixed term deposit as indicated above.
  • Interest is paid or capitalised on maturity.
  • No fees or charges for transfer of funds.

Corporate and Institutional Treasury

Michael O’Riordan, Mick Price, Ruadhan Morris, Brian Coffey, Liam Murphy and Colin Brennan.

Tel: 353 1 616 2618
Fax: 353 1 616 2467
Email: CorporateTreasury@angloirishbank.ie

Indicative Swap Rates

Term EU Flag
EURO
Great Britain Flag
UK Sterling
USA Flag
US Dollar
2 years 1.5400 1.5200 0.8500
3 years 1.7800 1.9000 1.1800
4 years 2.0300 2.3400 1.5300
5 years 2.2600 2.5900 1.9200
7 years 2.6600 3.0800 2.5100
10 years 3.0600 3.5400 3.0400

Corporate and Institutional Treasury

Michael O’Riordan, Mick Price, Ruadhan Morris, Brian Coffey, Liam Murphy and Colin Brennan.

Tel: 353 1 616 2618
Fax: 353 1 616 2467
Email: CorporateTreasury@angloirishbank.ie

Indices

IndiciesValueValue Change% Change
FTSE 5313.9500 -5.7300 -0.1100
NasdaqSC 2251.6900 -12.8700 -0.5700
ISEQ 2910.7500 -0.7700 -0.0300
Dow 10467.1600 -30.7200 -0.2900
S&P 1101.5300 -4.6000 -0.4200
Nikkei 9537.3000 -158.7200 -1.6400
HangSeng 21050.2900 -43.5300 -0.2100

 

  • Dow -0.29% / S&P -0.42% / Nasdaq -0.57%
  • U.S. equities lower led by consumer stocks after weaker numbers from Kelloggs and Colgate. Fed member Bullard cautioned on low rates and the IMF said the U.S. financial system may need $76bln in capital.
  • KBW Banks Index +0.02% and the VIX -0.49% to 24.13
  • CRH - All in all quite a mixed bag this morning for ascertaining read-through for CRH – St. Gobain #’s ahead and upgrades to come, Heidelberg slightly ahead and no change to FY outlook, while La Farge cutting their cement market volumes outlook for the FY.
  • A new report on the housing market warns that 120,000 existing houses are unlikely ever to be sold as 300,000 still lie empty. A separate report from Permanent TSB and the ESRI shows house prices 35% from their peak, back at 2002 levels. Separately, Consumer confidence has reached levels not seen since 2007, according to a release from the latest Consumer Confidence Monitor.
  • UK Consumer confidence Survey came in at -22, lowest in 11 months and will stoke more fears about the difficulty of H2.. This comes on the back of the US release during the week which hit a 5 month low
  • Investors shift into safe mode ahead of the pivotal U.S. GDP data later that could shed light on an expected U.S. slowdown.

Equity Team

Barry Lyons and Shóna McKeon

Tel: 353 1 631 0004
Fax: 353 1 631 0095

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